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CONSUMER ACCOUNTS

Convenience. Performance. Ease of Use.
The main themes of our consumer accounts: from checking to perfectly fit your busy lifestyle, to flexible savings plans and investment opportunities, Shamrock Bank is your source for solving your financial challenges ... easily, affordably, and with expert assistance.

Personalize your Shamrock Bank checking account with:

• Online Banking/Bill Pay
• Shamrock Check Card
• Stylized checks
• Automatic transfers to savings
• Image Statements

ACCOUNT DETAILS

All checking accounts can be opened with a minimum initial deposit of $150.00 ($300 for Shamrock Money Market & NOW).

Shamrock Regular Checking

• No monthly service charge if the daily balance remains above $500 for the entire month. An $8.00 service charge should the balance fall below $500 during the month.
• Benefits include detailed monthly Image Statement.

Lucky Shamrock Checking

• No maintenance fees apply
• Benefits include detailed monthly statements (no image returned).

Golden Shamrock Checking

• No maintenance fees apply
• Direct Deposit required
• Benefits include detailed monthly Image Statement

Emerald Shamrock Club Account

• Monthly service charge of $9.95
• Includes accidental death insurance of up to $30,000 coverage
• Benefits include first order of Shamrock checks FREE (discounted on all following orders). First official check FREE each day ($.50 for each additional), FREE notary services, FREE 3 x 5 safety deposit box for one year (other boxes 50% off for the first year).

Shamrock NOW Account

• Minimum to open $300.00
• Monthly service charge of $10 if the daily balance falls below $1,500.00
• Interest bearing (no interest earned if balance falls below $1,500.00 during month)
• Unlimited check writing

Shamrock Money Market Checking

• Minimum to open is $300
• Monthly service charge of $10 if the daily balance falls below $1,500.00
• Interest bearing (no interest earned if balance falls below $1,500.00 during month)
• Transaction limitations apply.

Shamrock Savings

• Minimum to open is $100.00
• Account may have three free withdrawals each month. An excess transaction fee of $2.00 will be charged for transactions four through six. $5.00 fee if balance falls below $100.00 each month
• No interest will accrue if balance falls below $100.00.

Little Shamrock Savings

• Minimum to open is $25.00
• Account may have three free withdrawals each month. An excess transaction fee of $2.00 will be charged for transactions four through six. $3.00 minimum balance maintenance fee if balance falls below $25.00 each month
• No interest will accrue if balance falls below $100.00