We will always work with you to find the most effective financial choice for your situation.
Service Fees
Overdraft Fee - $35.00 Lucky Checking - $30.00 All Other Checking Accounts
NSF Return Item Fees - $35.00 Lucky Checking - $30.00 All Other Checking Accounts
- The NSF return item fee is assessed per item per presentment. Therefore, a single item presented more than once will have a fee assessed each time presented.
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The maximum amount of Overdraft Fees and NSF Return Item Fees will be limited to three fees per day. For example: the account may have three overdraft items and two NSF return items on one day. The maximum fees charged would be limited to three fees.
Stop payment (ACH or Check) - $35.00
CASHIER'S CHECKS
Customer - $3.00
Non-customer - $10.00
Club customer - Free
MONEY ORDERS
Customer - $1.00
Non-customer - $5.00
Club customer - Free
Check Cashing - Greater of 1% or $5.00
COLLECTION
Customer - $15.00
Signature Guaranty/Notary
Customer - $2.00
Non-customer - $5.00
Club customer - FREE
Wire Transfer
Outgoing - $20.00
Club customer - FREE
FOREIGN WIRE
Outgoing - $45.00
Other Fees
Snapshot Statement - $5.00
Research - $22 per hour 1 hour minimum plus $1 per page
Garnishment/Levy - $35.00 (requestor, not account holder)
Charge back item - $5.00
Undeliverable/returned mail - $2.00
Dormant account (monthly) - $8.00*
*After 6 months no activity for DDA accounts/After 24 months no activity for Savings accounts.
Daily overdraft maintenance - $4.00**
**Daily overdraft maintenance fee will begin charging on the 8th consecutive business day that the account has been overdrawn.
Online/mobile account access - FREE
Online Banking - FREE
Bill Pay (Unlimited) - FREE
Telephone transfer - $1
Amortization schedule - $2
Coupon book replacement - $5
Check printing charges - Vary by style
ACH Authorization - $10
ACH Transfer - $5
Coin machine:
Customer - Free
Non-customer - Greater of 1% or $5
Check Cashing (Non-customer) - Greater of 1% or $5
ACCOUNT SWEEPS
Per sweep if more than $500 - FREE
Per sweep if $499 or less - $2
SAFE DEPOSIT BOX
Box Size (sizes may vary by bank location) - Annual Fee
3 x 5 - $25
4 x 5 - $25
3 x 10 - $40
5 x 10 - $50
10 x 10 - $70
Vacation - $20 per week
Drill box - $150
Lost key - $20 per key
Late Fee - $15 (annually, if payment is received 10 calendar days or more following due date)
ATM/CHECK CARD SERVICES
Debit card - FREE
ATM card - FREE
Transaction fee at Shamrock ATMs - FREE
Transaction fee at foreign ATMs - $1.50 per transaction
Reissue card - $5 per card
Reissue PIN - $2 per PIN