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Convenience. Performance. Ease of Use.

The main themes of our consumer accounts: from checking to perfectly fit your busy lifestyle, to flexible savings plans and investment opportunities, Shamrock Bank is your source for solving your financial challenges ... easily, affordably, and with expert assistance.


Personalize your Shamrock Bank checking account with:

  • Online Banking/Bill Pay
  • Shamrock Check Card
  • Stylized checks
  • Automatic transfers to savings
  • Image Statements


ACCOUNT DETAILS

All checking accounts can be opened with a minimum initial deposit of $150.00 ($300 for Shamrock Money Market & NOW).


Emerald Shamrock Club Account

  • Monthly service charge of $9.95
  • Includes accidental death insurance of up to $30,000 coverage
  • Cellular Telephone Protection
  • Roadside Assistance
  • Benefits include FREE Shamrock checks, FREE official checks (some restrictions may apply), FREE notary services, FREE 3 x 5 safety deposit box for one year (other boxes 50% off for the first year).


Shamrock Regular Checking

  • No monthly service charge with Electronic Statements
  • No monthly service charge if the daily balance remains above $500 for the entire month. An $8.00 service charge should the balance fall below $500 during the month and no Electronic Statements.
  • Benefits include detailed monthly Image Statement.


Golden Shamrock Checking

  • No maintenance fees apply with Direct Deposit. An $8.00 service charge should there be no Direct Deposit.
  • Direct Deposit required
  • Benefits include detailed monthly Image Statement
  • If the monthly Direct Deposit is not received, the service charge and minimum balance requirements of the Shamrock Regular Checking apply.


Shamrock NOW Account

  • Minimum to open $300.00
  • Monthly service charge of $10 if the daily balance falls below $1,500.00
  • Interest bearing (No interest if balance falls below $1,500)
  • Unlimited check writing


Shamrock Money Market Checking

  • Minimum to open is $300
  • Monthly service charge of $10 if the daily balance falls below $1,500.00
  • Interest bearing 
  • Account may have three free withdrawals each month.  A fee of $10.00 per withdrawal will be assessed after the third withdrawal in a statement cycle.


Shamrock Savings

  • Minimum to open is $100.00
  • Account may have three free withdrawals each month. A fee of $2.00 per withdrawal will be assessed after the third withdrawal in a statement cycle.
  • $5.00 Service Charge if balance falls below $100.00 each month
  • No interest will accrue if balance falls below $100.00.


Little Shamrock Savings

  • Minimum to open is $25.00
  • Account may have three free withdrawals each month. A fee of $2.00 per withdrawal will be assessed after the third withdrawal in a statement cycle.
  • No interest will accrue if balance falls below $100.00