Downtown Altus Oklahoma

Business Checking

Business depends on managing cash and having access to your funds. Our checking accounts are designed for flexibility and growth, allowing you to focus on your day-to-day. 
 
We are happy to help select the product best suited for your business to maximize potential.  Call us or visit us at your local branch.
Easy to use business checking for low to medium volume:
  • Monthly service charge of $10 if the daily balance falls below $500
  • Monthly eStatements included.  Paper statements are available for $5 per statement.
  • Account opening minimum is $150.00
For businesses with higher balances wanting to earn interest on an operating account:
  • Interest bearing if collected balance equals or exceeds $25,000
  • Monthly service charge of $15
  • Service charge waived if the daily ledger balance remains ≥ $5,000 or total relationship remains ≥ $100,000
  • Monthly eStatements included.  Paper statements are available for $5 per statement.
  • Account opening minimum is $150.00
Higher interest yields for businesses with excess cash:
  • Interest bearing if daily balance equals or exceeds $10,000
  • Monthly service charge of $15
  • Service charge waived if the daily ledger balance remains ≥ $10,000
  • Three (3) free withdrawals each month.  A fee of $10.00 per withdrawal will be assessed after the third withdrawal in a statement cycle.
  • Monthly eStatements included.  Paper statements are available for $5 per statement.
  • Account opening minimum is $300.00
For higher volume check writing, depositing, and more complex transactions:
  • Detailed account analysis of transactions, activities, and balances
  • Additional account service fees apply based on volume
  • Monthly eStatements included. Paper statements are available for $5 per statement.
  • Account opening minimum is $150.00
















When you're ready to open your business account, having these required documents based on the business type ensures a seamless account opening experience. 
A building under construction with a "Shamrock Bank" sign in front

Commercial Loans

Whether you’re expanding, upgrading equipment, or leveling up operations, we’re here to help with financing designed around your goals.