McKinney courthouse

Mobile Deposit

Deposit Whenever, Wherever

Make a deposit using the camera in your mobile phone!  All you need is a web-enabled phone with a camera.  It's secure and making a deposit is as easy as take a picture. 

Eligibility Requirements:

  • Must be a customer for at least 6 months
  • Must have fewer than 4 overdrafts in any 3 month period for the last 5 quarters
  • Must be enrolled in Online Banking 
  • Must have the Shamrock Bank Mobile app installed on your mobile device
  • Must have no more than 4 chargebacks in the last 6 months

*At any time the above requirements are not met, the product may be disabled

Mobile Deposit Guidelines:

  • Mobile deposit is FREE
  • Daily deposit limit of $2,500
  • Rolling 30 day limit of $5,000
  • Limit of 50 deposits per month
  • 4:00 p.m. cut off time (see Funds Availability Policy for details)
  • Retain mobile deposited checks for 7 days before destroying
  • Checks payable to more than one person must be endorsed by each named payee, and all payees must be an owner on the deposit account
  • Handwrite on the back of your checks "For Mobile Deposit Only to Shamrock Bank, N.A." with your signature (account number optional)
  • You will receive approval messages or adjustments via e-mail
    • Contact us to verify we have a valid email address on file for you

Items Not Accepted via Mobile Deposit:

  • Foreign Checks
  • Savings Bonds
  • 3rd party checks
  • Returned or re-deposited items
  • Rebate checks
  • Money Orders

Message, data rates and deposit restrictions may apply. Subject to eligibility.

Mobile Deposit Step-by-Step Guide